Writing
Blog
Practical articles on home loans for single parents, self employed Australians, first home buyers and property investors. Clear advice without the jargon.
Buying a home through your business or in a trust: what to consider
Self-Employed & Business
Buying a home through a company or trust in Australia? What it means for your home loan, tax, and ownership. A clear guide from a mortgage…
Add-backs explained: how lenders actually calculate self-employed income
Self-Employed & Business
How lenders use add-backs to calculate self-employed income for home loans. The expenses that can be added back, and why it matters.
The two-year rule isn't always two years: how to get a home loan with less self-employed history
Self-Employed & Business
The "two year rule" for self-employed home loans isn't always two years. The exceptions, pathways, and how to qualify with less trading…
How long do I need to be self-employed before I can get a home loan?
Self-Employed & Business
How long do you need to be self-employed before applying for a home loan in Australia? A clear answer with the exceptions that matter.
Sole trader vs company: why how you pay yourself matters for your home loan
Self-Employed & Business
How lenders treat sole trader vs company income for home loans, and why paying yourself properly matters more than how much your business…
Self-employed and separating: why your home loan story gets harder
Self-Employed & Business
Self-employed and going through separation in Australia? Why your home loan story gets more complicated, and the steps that help you land on…
Investing in property as an Australian woman: a clear starting point
Investment Property
A clear starting point for Australian women considering property investment. Borrowing capacity, deposit, structure, and where to begin…
Low-doc and alt-doc home loans in Australia: what they are and who they're for
Self-Employed & Business
Low-doc and alt-doc home loans explained for Australian self-employed borrowers. How they work, what they cost, and whether one might suit…
Getting a home loan when you're self-employed: what lenders actually want to see
Self-Employed & Business
Self-employed and applying for a home loan in Australia? A clear guide to what lenders look at, the documents you need, and how to…
You Can Still Buy a Home as a Single Mum on Maternity Leave
Separation & Financial Independence
Lenders assess you on your return to work income, not your leave income. How single mums can buy around maternity leave, and the schemes…
How Help to Buy Closes the Gap for Single Parents Buying Out a Former Partner
Separation & Financial Independence
A worked example of how Help to Buy can cover the shortfall when a single parent's borrowing capacity will not reach the settlement payout.
Is your mortgage offset account actually saving you money? Here is how to check
Money & Mindset
ASIC found many offset accounts were not linked correctly, quietly costing interest. Here is a simple, no-stress way to check yours is…
Government help for single parents buying a home in 2026
First Home Buyers
A single parent's guide to the 5% Deposit Scheme, Help to Buy and state programs in 2026, including the Help to Buy provision that lets you…
Why I work with Aimee Templeman at The Continuum Pathway
Money & Mindset
Why Aimee Templeman at The Continuum Pathway is one of the most valuable property professionals for Australian women rebuilding or starting…
Financial literacy is not your fault: why Australian women are still being taught less about money
Money & Mindset
Australian women are still being taught less about money than men. This isn't your fault. A look at why financial literacy gaps exist and…
The hidden housing crisis facing Australian women, and why I'm asking for 10 minutes of your time
Money & Mindset
Australian women face a hidden housing crisis after separation, widowhood, and family violence. Help shape better tools by taking the 2026…
Refinancing the family home into your name after separation: how it actually works
Refinancing
How to refinance the family home into your sole name after separation in Australia. Serviceability, buyout, timing, and what lenders…
How to leave a financially controlling relationship: the practical first steps
Separation & Financial Independence
How to leave a financially controlling relationship in Australia. The first practical steps, what to do quietly, and where to get specialist…
What every woman should check before signing a mortgage application
Separation & Financial Independence
Seven questions every woman should ask before signing a home loan. From whose name goes on the title to what happens if your circumstances…
Buying a house after divorce in Australia: a complete guide
Separation & Financial Independence
Yes, you can buy a house after divorce in Australia. This guide covers timing, deposit, joint debts, and what lenders look at when you apply…
Buying a home in your name when your husband is terminally ill, or after he has passed
Separation & Financial Independence
You can apply for a home loan in your sole name whether your husband is terminally ill or has passed. This guide covers both paths, what…
Five things to do before you tell him you're leaving
Separation & Financial Independence
The women who land on their feet after separation almost always did this groundwork quietly, before anyone else knew what was coming. Five…
"Stupid, I Know": Why So Many Australian Women Find Themselves Starting Over Without a Home in Their Name
Separation & Financial Independence
It wasn't stupid. It was trust. A look at why Australian women so often find themselves without their name on the title, and what that means…
Why I Built a Free Finance App, and Why You Need It.
Money & Mindset
I've sat across from a lot of smart women who felt completely lost with their own finances. That's why I built Runa: a free app for…
Help for First Home Buyers: Support Resources for Your Journey
First Home Buyers
There is more support available for first home buyers in Australia than most people realise. This guide covers the main schemes, who…
First Home Guarantee Update : What It Means for Buyers (From a Broker’s Perspective)
First Home Buyers
The Federal Government has updated the First Home Guarantee. Here’s what the changes to deposit requirements, price caps, and eligibility…
Why I Might Send You to a Financial Adviser (And Why That’s a Really Good Thing!)
Money & Mindset
When your mortgage broker suggests a financial adviser, it’s not a brush-off. It’s because some decisions sit outside what lending alone can…
LMI: Don’t panic, It isn’t that big a deal.
First Home Buyers
LMI is a cost, not a catastrophe. Here’s a clear-eyed look at what Lenders Mortgage Insurance is, when you pay it, and why it might actually…
Sugar, We’re Going Down
First Home Buyers
Rates are dropping. Here’s what that means for your borrowing power, your repayments, and whether now is the right moment to get serious…
Rentvesting: Is it right for you?
Investment Property
Rent where you want to live, buy where you can afford. Rentvesting is a property strategy that gives you market entry without sacrificing…
So you want to purchase your first home.
First Home Buyers
Buying your first home is exciting and a little overwhelming. Here's a clear starting point: what you need to know about deposits,…
Saving that deposit as a Single Parent
First Home Buyers
Saving for a deposit as a single parent is genuinely hard. Here are the simple, achievable steps that help, from tracking every expense to…